Hoe Did I Get in this Financial Mess?
I’m the one in the family that pays the monthly bills and balances the checkbook so I should have seen it coming months before I did. We had gotten ourselves into big financial trouble by buying too much and too often on credit. Our monthly outgo was more than we could pay. When we sat down to talk about it, it seemed hopeless. We couldn’t afford to sell either car because we both work. We didn’t want to sell our home in today’s market and take a loss. Debt consolidation was the right answer for us. Now we can pay our monthly bills and have money left over for the other things we need — like food and gas.
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